Bali Area Descriptions
:: Candidasa
:: East Bali
:: Gili Island
:: Jimbaran
:: Kuta
:: Legian
:: Lombok Island
:: North Bali
:: Nusa Dua
:: Sanur
:: Seminyak/Kerobokan
:: Tabanan
:: Tanjung Benoa
:: Tuban
:: Ubud
:: West Bali

Banks, ATM's, Exchanges

Foreign Exchange

Major currencies can be exchanged in most banks, moneychangers and hotels. There is often a different rate for any notes smaller than US$100 and this applies to most currencies. If cashing Travelers checks you will require your passport. Banks and Money Changers can easily be found in the larger towns in Bali, but you should carry sufficient Rupiah (Rp) when traveling to the less popular areas of Bali.
Banking hours are from 8.00 a.m. to 14.00 Mondays to Fridays, Saturday and Sunday closed. Banks in hotels usually stay open longer while Money Changers are generally open until early evening.
Almost all hotels and businesses will accept foreign currency, but be warned hotels usually charge a lower rate of exchange than offered by Banks or Money Changers. There is a bank and ATM machine located at the Ngurah Rai International Airport.

Exchange' Tips

If you want to change money or traveler's checks at a moneychanger:

  • Make sure you calculate the rate yourself. Use your own calculator as some Money Changers modified their calculator.Check to see whether there is a commission fee. Be cautious of high rates. Money Changers, who offer a higher rate than usual, ask for commission. If they say we have no commission, you must be careful too.
  • Count the money yourself. You will be surprised how many money changers are also good 'magicians'.
  • When you have finished counting your money and the total is right, Do NOT give your money back to the Money Changer staff to re-count.
  • The Money Changer staff should give you a receipt. If not ask for one.
  • Do not flash your money, and change only as much as required.

Banks and their Location

At most ATMs on Bali you can get up to Rp. 2.5 million with one withdrawal and in many places there are only three withdrawals per day. If a BCA ATM if the notes being dispensed are 50,000Rp the max is 1,250,00Rp per withdrawal, if it is dispensing with 100,000Rp notes then the max is 2,500,000Rp. Your own bank sets the maximum you are allowed to take out in one day.
If you use your credit card and go to any major bank, like Lippo or BNI, you can then get any amount up to Rp. 5 million. If you are a regular visitor to Bali maybe you should open a Rupiah bank account. This allows you to transfer money from your Bali bank account at any time from your country at moments that exchange rate of your currency is doing well! .
You can open both a current and saving account, and for around Rp. 500,000. You can have an ATM card. All the banks below have a good network of ATMs and can be found all over the Island in the main towns. If traveling outside of main tourist areas, it is best to take cash.

Bank Central Asia (BCA)

Jl. Sultan Hasanuddin 58,
Phone: (0361) 431012, 426369, 421144, 428053, and 421133

Bank Dagang Negara (BDN)

Jl. Gajah Mada 2, Denpasar 80112
Tel: (0361) 222 213

Bank Duta

Jl. Raya Sanur, Tanjung Bungkak, Denpasar
Tel: (0361) 226 578.

Bank International Indonesia (BI)

Jl. Wr. Supratman 1, Denpasar
Tel: (0361) 225 281

Bank Negara Indonesia (BNI)

Jl. Gajah Mada 30, Denpasar
Tel: (0361) 224 050

Bank Rakyat Indonesia (BRI)

Jl. Dr. Kusuma Atmaja 1, Niti Mandala, Denpasar
Tel: (0361) 228 714

Lippo Bank



ATM's and their locations

Cash advances on Visa and MasterCard can also be made through many ATM's, which display the relevant symbols. ATM's accepts most Cards amongst Indonesia's main banking network, however ATM's can frequently go offline so be wary when withdrawing money from the ATM.


Kuta Square Matahari Dept.Store Kuta Square 1st floor Kuta


Kuta Centre Jl. Kartika Plaza Komp. Kuta Centre Blok A7 Kuta Bali


Kuta Indah Permai Jl. By Pass Ngurah Rai


Kuta Indah Permai Block C/6


Kuta Pura Bagus Jl. Pura Bagus Taruna


Near Jayakarta Hotel, Kuta


Kuta Popies LaneĀ  Jl. Popies Lane II (Palem Garden) Kuta


Legian Kuta Mall, Jl. Legian No. 118, Building 35


Sanur Alas Arum Jl. Danau Tamblingan - Sanur.


Menara Ubud (Jl. Raya Ubud)

Credit Card Companies

AMEX Representative: 
Hotel Bali Beach Arcade
Sanur Denpasar 80227
Phone: (0361) 288449.
Bank Central Asia:
Jl. Cokrodminato Denpasar 80116
Phone: (0361) 224049.

Bank Duta: 
Jl. Raya Sanur,
Tanjung Bungkak Denpasar 80235
Phone: (0361) 226578.

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