Major currencies can be
exchanged in most banks, money changers and hotels.
There is often a different rate for any notes
smaller than US$100 and this applies to most currencies.
If cashing Travelers checks you will require your
passport.
Banks and Money Changers
can easily be found in the larger towns in Bali,
but you should carry sufficient rupiah (Rp) when
traveling to the less popular areas of Bali.
Banking hours are from
8.00 a.m. to 12.00 noon Mondays to Fridays, and
from 8.00 a.m. to 11.00 a.m. on Saturdays. Banks
in hotels usually stay open longer while Money
Changers are generally open until early evening.
Almost all hotels and
other businesses will accept foreign currency,
but be warned hotels usually charge a lower rate
of exchange than offered by Banks or Money Changers.
There is a bank
and ATM machine located at the Ngurah Rai
International Airport.
'Exchange' Tips
If you want to change
money or traveler's checks at a moneychanger:
1 Make sure
you calculate the rate yourself. Use your
own calculator as some MC (Money Changer)
modified their calculator.
2 Check to see
whether there is a commission fee. Be cautious
of high rates. MC who offer high rate as usually
ask you a commission. If they say we have
no commission, you must be careful too.
3. Count the money
yourself. You will be surprized how
many money changers are also good 'magicians'.
4. When you have finished counting your money
and the total is right, Do NOT give your money
back to the MC staff to re-count. It is likely
the MC may try and steal your money.
5. The MC staff should give you a receipt.
If not ask for one.
6. Do not flash your money, and change only
as much as required.
Banks
and their Location
At most ATM's
in Bali you can get up to Rp. 600,000 with one withdrawel
and in many places there are only three withdrawals
per day.
If you use your credit card and go to any major
bank, like Lippo or BNI, you can then get any amount
up to Rp. 5 million
If you are a regular visitor to Bali maybe you should
open a rupiah bank account . Anyway I did. This
allows you to transfer money from your Bali bank
account at any time from your country at moments
that exchange rate of your currency is doing well!
You can open both a current and saving account,
and for around 30,000 rp. you can have an ATM card.
All the banks below have a good network of ATMs
and can be found all over the Island in the main
towns. If traveling outside of main tourist areas,
it is best to take cash.
Cash advances on Visa and
MasterCard can also be made through many ATMs which
display the relevant symbols. Cards and networks
accepted by ATMs among Indonesia's main banks include:
Bank Bali, MasterCard, Cirrus, Alto
Town
ATM
Location
Kuta
Matahari
Kuta Square
Matahari
Dept.Store Kuta Square Lt.1 Kuta
Kuta
Kuta Centre
Jl. Kartika
Plaza Komp. Kuta Centre Blok A7 Kuta Bali
Kuta
Kuta Indah
Permai
Jl. By Pass
Ngurah Rai
Komp. Pertokoan Kuta Indah Permai Blok
C/6
Kuta
Pura Bagus
Jl. Pura
Bagus Taruna
Dekat Jayakarta Hotel, Kuta
Legian
Kuta Komp.
Pertokoan
Kuta Mall, Jl. Legian
No. 118, Bangunan 35
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Banks,
ATM's, Exchanges
AMEX
Representative: 
